Smarter Banking,
Richer Life
Smarter Banking, Richer Life
Say "hello" to a new kind of banking with the launch of our first product, Jenius Personal Loans.
We’re Different...
We Listen
We’re Different... We Listen
You told us what you wanted from a bank and those things became our building blocks:
Better rates on loans, checking, and savings accounts.
A big picture view — your money, from all sources, in one place.
Insights that help you spend and save smarter.
Help from humans when you need it.
Modern Money Solutions
Modern Money Solutions
Better online banking right at your fingertips — no-hassle loan applications, deposits insured by the FDIC¹ and an easy-to-use mobile app² that helps you track everything.
Personal Loans
Low rates
No fees
Quick access to funds
Achieve your financial goals
Savings
Market-leading rates
No minimum balances
Easy-to-use interface & tools
Unlimited transfers
Checking
No hidden fees
41K+ fee-free Allpoint® ATMs
24/7 fraud monitoring
$0 Liability Protection³
All Your Money, One Clear Picture
All Your Money, One Clear Picture
We're building tools that will pull all your finances together regardless of the bank. You'll see how all your money comes and goes with insights on what you might be missing, like budgeting or savings opportunities. Trade your old online banking for new financial confidence.
What does a Richer Life mean to you?
What does a Richer Life mean to you?
Don’t Like Fees? Us Either.
Don’t Like Fees? Us Either.
Other banks charge fees that you never anticipated. That's just not in our DNA. With a Jenius Personal Loan, you'll never pay a fee for any reason.
Help From Humans
Help From Humans
Technology can be great. But it shouldn't go so far, you can't get a hold of a real person when you need one. That's why Jenius Bank™ puts its number right on the homepage. Call us at 844-453-6487 to access our 24/7, U.S.-based, first-class, customer support.
Jeniuses Wanted
Jeniuses Wanted
Be among the first to learn about our checking and savings account launches.