Low Rates.
No Fees. Smarter Borrowing.
Low Rates. No Fees. Smarter Borrowing.
Maybe you’re interested in paying off high-rate debt, or maybe it’s time to finally redo that retro (in a bad way) bathroom. That’s where a Jenius Personal Loan comes in handy. With no fees of any kind and low rates, you're on your way to living a richer life.
Save Thousands. That's Jenius.
Save Thousands. That's Jenius.
Jenius Personal Loan | High-Rate Credit Card |
|---|---|
Balance $20,000 | Balance $20,000 |
APR 11.99% | APR 21.51% |
Monthly Payment $444.79 | Monthly Payment $546.82 |
Interest Paid $6,687.27 | Interest Paid $12,809.24 |
Estimated Savings: $6,121.97
Information is for illustrative purposes only and takes into consideration regular monthly payments of principal and interest over 5 years with no increase to the example credit card balance. Actual APR and savings may differ.
Banking with Benefits
Banking with Benefits
Competitive Rates
Get rates that make it easier for you to borrow – and pay back.
Rate Discount
Take 0.25% off your rate when you enroll in AutoPay.
1No Fees
Unlike other banks that charge origination or late fees, our personal loans have no fees. No Gotchas.
Flexible Funding
Borrow what you need with loans from $5,000 to $50,000.
Quick Access to Funds
Receive funds as early as the next business day
2. Yes, that quick!Predictable Payments
Make predictable monthly payments or pay off the loan early to reduce future interest, with no fees.
Why Get a Personal Loan?
Why Get a Personal Loan?
Consolidate Debt and Save Thousands
3A Jenius Personal Loan could help you save money by paying off high-interest credit card debt.
Elevate Your Space
Elevate your kitchen or update the bathroom. Smart financing can help spark your joy and comfort at home (and may increase its value).
Enjoy Life’s Special Moments
From weddings to vacations, you deserve to enjoy life’s special moments without worrying about the cost.
Tackle Unexpected Expenses
The unexpected is expected. With a Jenius Personal Loan, know you could be prepared for whatever life has in store.
Information You Can Bank On
Information You Can Bank On
- Borrowing & CreditBanking 101
Debunking 5 Personal Loan Myths
Tired of your outdated kitchen? Broke your leg and need to pay the hospital bill? Have some high-interest credit card debt to consolidate?
Jenius Bank Team • 1/26/2023 - Borrowing & CreditBanking 101
Personal Loans: How to Improve Your Chances of Qualifying
Wondering how to improve your chances of qualifying for a personal loan? Check out our tips.
Jenius Bank Team • 4/14/2023 - Banking 101Saving & Checking
What Is the Federal Funds Rate and How Does it Impact You?
The federal funds rate helps determine rates on loans, credit cards, savings accounts, and other products. Learn how.
Jenius Bank Team • 9/13/2024
