4.75% APY Lets You Reach Your Savings Goals Faster
4.75% APY Lets You Reach Your Savings Goals Faster
A Better Way to Save
A Better Way to Save
Market Leading Rates
Feel confident you're earning more with a Jenius Savings account. Say goodbye to rate FOMO.
No Minimum Balance
Grow your savings on your terms. Open a Jenius Savings account with as little or as much as you want.
First-Class Customer Service
100% digital because you prefer it, 100% human when you want it. 24/7 access to our U.S.-based customer service online or by phone.
No Fees
Unlike other banks, you won’t pay any fees on your Jenius Savings account. Without fees, you may save even more.
24/7/365 Fraud Monitoring
Scammers don't stop and neither do we. We monitor against fraud day and night, all year.
Your Earnings Will Grow and Grow with a 4.75% APY
Your Earnings Will Grow and Grow with a 4.75% APY
Money doesn't grow on trees. That's why a Jenius Savings account exists, where you earn 10x the national average APY. Now that's the smart way to save.
Start Saving in Minutes
Start Saving in Minutes
Opening a Jenius Savings account is quick and easy. Start saving now with a rate that is 10x the national average by getting 4.75% APY on every dollar you deposit.
Fee-Free Savings
Fee-Free Savings
Unlike other banks, you won’t pay any fees on your Jenius Savings account. Without fees, you may save even more.
✔️NO Monthly Maintenance Fees ✔️NO Withdrawal Fees ✔️NO Inactivity Fees ✔️NO Overdraft Fees ✔️NO Account Opening Fees ✔️NO Account Closure Fees ✔️NO Excessive Transaction Fees
Integrity is Core to Who We Are
Integrity is Core to Who We Are
Stability
With a startup mindset supported by SMBC Group’s 400 years of banking history and $2 trillion in assets, we’ll be here to grow with you for the long term.
Protection
Keeping your data secure matters. That's why Jenius Bank uses strong encryption and multi-factor authentication to protect your personal information so you can live a richer life without compromising peace of mind.
Confidence
Being a division of a California state-chartered bank, offering FDIC deposit insurance requires us to meet high standards for safety and soundness. We're different from many Neobanks.