Smarter Banking, Richer Life
You deserve a full-service digital bank that can help you master your money and enrich your life — so we’re building one. That’s Jenius!
We're Different ... We Listen
You told us what you wanted from a bank and those things became our building blocks:
Better rates on loans, checking, and savings accounts.
A big picture view — your money, from all sources, in one place.
Insights that help you spend and save smarter.
Help from humans when you need it.
Modern Money Solutions
Better online banking right at your fingertips — no-hassle loan applications, deposits secured by the FDIC¹ and an easy-to-use mobile app that helps you track everything.
Checking
No hidden fees
41K+ fee-free Allpoint® ATMs
24/7 fraud monitoring
$0 Liability Protection²
Savings
Market-leading rates
No minimum balances
Easy-to-use interface & tools
Unlimited transfers
Personal Loans
Market-leading rates
No Fees. Period.
Achieve your financial goals
Quick access to funds
All Your Money, One Clear Picture
Smart online banking tools pull all your finances together regardless of the source. See how all your money comes and goes, plus insights on what you might be missing, like budgeting and saving opportunities.
Don't Just Take Our Word for It
Don’t Like Fees? Us Either.
There’s nothing smart about charging fees, so we don't. No fees for late payments, overdrafts or having an account. And you can access your money for free at Allpoint ATMs.
Help From Humans
Automated technology is great. But sometimes you just want to talk to a human. That's why we'll offer 24/7 access to our U.S.-based, first-class customer support team online or by phone, whenever you need it.
Jeniuses Wanted
Be among the first to learn about our checking and savings account launches.